How to Get a Business Loan: The Ultimate 101 Guide for Start Ups and Small Businesses

Securing the right funding can be a daunting challenge for entrepreneurs and small business owners. Whether you are launching a new venture or expanding an existing company, understanding how to get a business loan is essential for ensuring you have the right funds in place to grow. In this guide, we’ll walk you through the […]
Secured VS Unsecured Loans: Understanding the Best Option for Your Business

As your business grows, so do your financial need- loans can help with investing in equipment, managing cash flow, hiring staff, or expanding into new markets. At Moorgate Finance, we understand that every business is different, and so are its funding requirements. One of the most important choices when looking for business finance is whether […]
HMRC Late Payment Penalty Changes – Steer Clear with VAT Loans

If you’re a VAT-registered business, you’re probably aware of the HMRC late payment penalties and interest-rates. But what you may not know is they have recently made some changes to their rules that took effect as of April 2025. These significant changes to their tax collection and compliance regulation methods could mean BIG changes are […]
From Day One to the Growth Phases: How Loans Can Help Your Business to Excel at Every Stage

The Startup Phase Getting started as a new business can be difficult and characterised by high upfront costs for equipment, office spaces and inventory. This may mean you have an inconsistent income stream and limited revenue. How a business loan can help: The Growth Phase Once your business is operational and generating revenue, the focus […]