project finance success stories
project finance success stories
At Moorgate Project Finance, our commitment to delivering flexible, industry-specific solutions has empowered countless projects across diverse sectors.
Our case studies showcase real-life examples of how we’ve helped clients in renewables, warehousing, manufacturing, fit-outs, and more achieve their ambitions with customized finance strategies. Dive into our success stories to see how Moorgate Project Finance partners with businesses to overcome challenges, fuel growth, and bring ambitious projects to life.
Ben and Jerry’s £75,000
Scoop Shop Fit Out
The Challenge
This Ben and Jerry’s franchise has just one other store in the UK, which has only been operating for three months. This combined with the fact that this is a newly launched business meant that being able to secure funding presented a unique challenge. Lenders were hesitant due to the franchise being new and unproven and had limited evidence to demonstrate its potential for success.
The Solution
To help them get started and fit out the entire store, we managed to finance £75,000 of assets and equipment, alongside carpentry and building costs. This was on a hire purchase agreement over a five-year term. The government-backed recovery loan scheme (RLS) was used, allowing us to improve the terms on offer for the borrower and get very competitive rates. After this opening they now have plans to open fifteen more stores with the next five years.
£26,000 Secured for
Tasty African Food
The Challenge
A franchisee wanted to purchase a Tasty African Food location after the franchise’s initial success across London, UK.
The challenge for this businessperson was a lack of Director experience with franchises on their record to potentially secure finance. They also needed funds for a variety of different things to get started, so couldn’t necessarily approach a lender with just one or two specifics.
The Solution
We knew we could help the customer secure the funds they needed, including commercial cookers, counters, lighting and even labour work. We were able to secure £26,000 to boost cash flow and allow for the required stock purchases and restaurant fit out, without too much financial pressure. Even without previous Director experience, this customer was able to secure an affordable deal across 36 months with a VAT only deposit.
Italian Restaurant £294,000 Fit Out
The Challenge
This returning customer was preparing to open their fourth restaurant site and required funding for a full fit out. They required funding for 100% of the fit-out cost, from start to finish, covering everything from specialist commercial kitchen equipment to joinery and CCTV systems. The key priorities were clear: to preserve their cash flow and ensure all suppliers were paid on time to avoid any delays.
The Solution
Drawing on our panel of lenders, we structured £294,000 of finance across seven providers, securing 60-month terms to fully cover the restaurant project. Every asset, from kitchen equipment to CCTV, was funded under a lease agreement to maximise tax efficiency. By excluding VAT from the deposit, we preserved the client’s working capital, freeing up funds for operations.
Our Project Finance team also managed payments to eleven suppliers, ensuring deadlines were met and invoices settled on time. This avoided disruption and allowed the restaurant to be fully fitted out and open on schedule.
£65,000 Dentistry Practice Fit Out and Refurbishment
The Challenge
The refurbishment involved multiple upgrades, including new flooring, fire door installation, painting and decorating, plumbing, and cabinetry fitting. On top of these improvements, they needed funding to purchase essential equipment such as a dental chair, scanner, X-ray machine, and laptop. After more than six months searching for financing through alternative providers, they were unable to find a solution that aligned with their needs and budget. This is where Moorgate stepped in to help.
The Solution
We efficiently gathered the necessary information from the client and secured a £65,000 professions loan, with no deposit and spread over 60 months. The chosen lender specializes in professional entities, making them an ideal fit for the business. We were able to complete the deal within just two weeks of the initial conversation- beating a competitor who had been working on the client’s proposal for over six months. As a result, the client was very pleased by both the speed of the process with Moorgate and the highly competitive rate we secured for them.
This funding has allowed the client to begin the fit-out and refurbishment, scheduling the work in a way that best suits the business. It also enables the practice manager to begin recruiting a new dentist, ensuring they are ready to serve both NHS and private patients as soon as the surgery is complete.
£140,000 Spanish Tapas Restaurant Kitchen Fit Out
The Challenge
This Spanish tapas restaurant had been running with the same kitchen setup since it first opened its doors 20 years ago. Following on from a busy festive season, they recognized the need for a modern upgrade to meet the demands of their growing customer base. Understanding the importance of minimizing the level of disruption to the restaurant operations, we had to ensure we were working with strict timelines to ensure the upgrade was completed efficiently.
The Solution
We were able to fund a full kitchen fit out, and the £140,000 finance agreement was released in stages to meet the supplier payment terms and avoid unnecessary delay. The 60-month lease agreement meant the large investment could be spread over time and their cash flow could be preserved. Not only was this more tax efficient, but it positions them for sustainable growth. Opening the door to expansion of their operations, with plans to explore a second location in the coming years.
Why Moorgate?
We understand the financial pressures that arise in businesses and we provide financing solutions to help your business grow.
Sector Expertise
Moorgate is a leader in assets, mortgage broking and equipment financing. You can trust us to help support your business.
Tailored Finance
We can find the product to suit you.
Dedicated Broker
All of our brokers are certified in their fields.