A London based video game retailer approached Moorgate Finance looking for a funding partner who could finally deliver the flexibility and support they needed. They required a solution that would allow them to stock up ahead of major releases and peak trading periods.
The Highlights
✅ Moorgate were the only broker to secure the full £250,000 required to meet stock demand
✅ 60-month repayment terms, improving affordability and cash flow
✅ Arranged no-penalty settlement after year one with no further interest due
✅ Allowed the company to purchase high-demand stock, driving a significant uplift in revenue and profit
The Challenge
The retailer required £250,000 to purchase a large volume of stock, including PlayStation and Xbox consoles and games. Despite approaching several brokers and lenders, they were repeatedly with unsuitable offers. Some could only offer £100,000, while others insisted on short 24-month repayment terms or poor settlement options. These restrictions made it impossible for the video game business to manage cash flow effectively or scale their stock levels in line with demand. After rejecting multiple offers, they felt stuck, knowing they needed a more tailored finance solution.
The Solution
Moorgate Finance were able to secure the entire £250,000 funding requirement, something no other broker was able to achieve. We arranged a 60-month repayment structure that aligned with the retailer’s cash flow needs and provided room for growth. Crucially, we negotiated highly flexible early settlement terms, allowing the customer to settle the agreement at any point after the first year with no charges and no additional interest. This level of flexibility gave the retailer full control over their finance as their sales ramp up. With the funding in place, they were able to bulk purchase consoles and upcoming game releases, positioning themselves for a strong increase in sales and profitability.
Give us a call on 01908 92 62 62 or head to www.moorgatefinance.com/apply-now to start the conversation.