A well-established brewery in York was ready to expand its hospitality footprint, but its plans required a flexible funding structure that traditional lenders couldn’t offer. Moorgate Finance stepped in with a solution that supported every stage of their development.
The Highlights
✅ Flexible funding needed for multi-site expansion
✅ Previous declines and high-rate offers from other brokers
✅ £113,000 secured through blended soft + hard asset funding
✅ Funding released in stages to support cashflow and project timelines
The Challenge
The brewery had multiple projects running at once: developing new hotels, upgrading existing taprooms and completely transforming a newly purchased site. Managing these simultaneously meant they needed a funding approach that wasn’t rigid or front-loaded.
Before approaching Moorgate, they had struggled with high rates, limited options and declines from other brokers. Their biggest hurdle was finding a facility that allowed them to draw down funds as equipment was installed, and trade work was completed, rather than paying everything upfront. Without this flexibility, cashflow was tightening and timelines were at risk, potentially delaying openings and pushing back revenue generations.
The Solution
Moorgate Finance worked closely with a lender offering a new hybrid product that merged both soft and hard asset funding. This blended structure was ideal for the brewery’s varied requirements, from equipment purchases to renovation and fit-out costs.
We secured full funding for the entire £113,000 project, enabling the brewery to complete each phrase in line with their build schedule. Instead of facing upfront financial pressure, they were able to fund works progressively, keeping projects moving and maintain cash flow. The result was a finance package tailored to their pace, their priorities and their long-term expansion plans.
Give us a call on 01908 92 62 62 or head to www.moorgatefinance.com/apply-now to start the conversation.