consumer car finance
Consumer Car Finance
Looking for personal car finance that fits your budget?
Whether you’re buying an additional car for the family, or upgrading to something new, our flexible personal car finance options make it easy to get behind the wheel. We offer straightforward personal loans for cars with clear terms, competitive rates, and no hidden fees — helping you spread the cost of your vehicle in a way that suits you.
Discover how simple it can be to drive away with a plan that works for your lifestyle and your finances.
5 Benefits of Personal Car Loans
Access PCP Car Deals
Enjoy lower payments and easy upgrades with PCP car finance.
Used Car Loans
Affordable used car loans to suit your budget and lifestyle.
Flexible Repayments
Choose a payment plan that fits in with your current outgoings.
Competitive Rates
Enjoy affordable monthly payments with transparent interest rates.
Go Green with Electric
Open up the doors to electric cars on a more affordable rate.
Why Choose to Apply for a Car Loan?
Choosing personal car finance instead of paying outright can make your money go further. With options like PCP car deals and hire purchase, you can enjoy a newer, more reliable car without the full upfront cost.
By spreading payments over time, you keep more of your savings for other priorities — all while benefiting from some of the best car loan rates available. Whether you’re upgrading or buying your first vehicle, car finance gives you flexibility, affordability, and peace of mind knowing exactly what you’ll pay each month.
“Excellent service from start to finish. Thanks”
Justin Scammell
Why Moorgate?
We understand the financial pressures that arise in businesses and we provide financing solutions to help your business grow.
Sector Expertise
Moorgate is a leader in assets, mortgage broking and equipment financing. You can trust us to help support your business.
Tailored Finance
We can find the product to suit you.
Dedicated Broker
All of our brokers are certified in their fields.