A private high net worth individual approached Moorgate Finance to unlock capital from a modern Ferrari. After being unable to secure funding through another brokerage, they required a specialist, discreet solution delivered at speed.
The Highlights
✅ £50,000 released via Sale and HP Back
✅ 48-month term with balloon facility
✅ Personal visit to the client
✅ Funds released within 7 days
✅ Capital reinvested into assets targeting higher annual returns
The Challenge
The client owned a highly desirable modern classic Ferrari with strong market appeal and ongoing appreciation potential. However, when seeking to raise equity against the vehicle, they were unable to obtain funding through a competing brokerage. The requirement was clear: release capital without selling the Ferrari, maintain a flexible repayment profile and complete the transaction quickly so funds could be deployed into alternative investments. The client was financially knowledgeable and conscious that capital tied up in a static asset, even one appreciating steadily, could potentially generate stronger annual returns elsewhere. The deal also required a funder comfortable with prestige assets and a balloon-backed agreement to keep monthly payments efficient.
The Solution
Moorgate Finance structured a £50,000 sale and HP back agreement over 48 months, incorporating a balloon facility to provide flexibility at the end of the term. This allowed the client to unlock equity while retaining possession and use of the Ferrari throughout the agreement.
Not only did we personally visit the client, but funds were released within 7 days, giving the client immediate liquidity. The capital has since been redeployed into further tangible investments projected to generate approximately 10% greater annual returns than the appreciating vehicle itself. As a result, the client has optimised their portfolio performance whilst continuing to enjoy ownership of a prized modern classic.
Need funding solutions like these for your business? Give us a call on 01908 92 62 62 or head to www.moorgatefinance.com/apply-now to start the conversation.