A multi-site pharmaceutical group operating several pharmacies came to Moorgate Finance to improve cash flow, reduce short-financial pressure, and put a long-term funding structure in place to support the next stage of the business.
The Highlights
✅ Short-term creditors consolidated into long-term funding
✅ Multiple five-year agreements secured
✅ Asset finance agreement on improved and sustainable terms.
✅ Reduced financial strain, supporting business growth
The Challenge
The group was managing a number of short-term creditor obligations that were creating ongoing pressure on cash flow across the business. Previous funding solutions had only been approved on weekly repayment terms, which limited flexibility and made it difficult to plan ahead. This short-term approach restricted working capital, increased administrative strain, and left little room to focus on growth or operational improvements.
The Solution
Moorgate Finance carried out a detailed review of the group’s financial position and funding requirements. We restructured existing short-term liabilities into longer-term facilities by arranging several five-year loan agreements, allowing immediate clearance of short-term creditors. Alongside this, we secured an asset finance agreement on beneficial terms and introduced a flexible line of credit to support working capital. This tailored funding solution provided both immediate cash flow relief and a more stable platform for long-term business planning and expansion.
Give us a call on 01908 92 62 62 or head to www.moorgatefinance.com/apply-now to start the conversation.